When receiving personal checks for any reason, it can sometimes be challenging to find places that are willing to cash them – besides a range of dedicated check cashing centers. However, the good news is that there are many places that cash personal check besides banks, which means that you will not have to waste too much time rushing around and trying to get quick access to your money.
Many Options Available
If you have been struggling to find places that cash personal checks besides banks, you may be thinking that you will not be able to get your check cashed until such time as your nearest bank opens its doors. However, this need not be the case – there are many options available. These include Publix, Giant-Eagle, Kmart, Ralphs and many others. While some of these places will simply cash your check, others may stipulate that you have to make some form of purchase before your request can be honored. If you are unsure of any of the store’s check cashing policies, it may be a good idea to call ahead and confirm these with them.
Terms and Conditions May Sometimes Apply
When looking for places that cash personal checks besides banks, it’s important to remember that there may be other terms and conditions associated with the process, other than those mentioned above. For example, some places may only be willing to cash checks up to specified amounts, while others may stipulate that you have to use your cashed check towards an in-store purchase. However, regardless of where you attempt to cash a personal check, you will more than likely be required to provide some form of personal identification before your request will be honored. Acceptable forms of ID can include military cards, college cards, driver’s license cards and other forms of ID where your photo is present.
Checks Must be Legible
After searching for places that cash personal checks besides banks, the next most important thing you will have to do is inspect your check carefully. If any part of it is difficult to read or completely illegible, you may not be able to have it cashed anywhere other than at a bank. It is also not permitted for any check cashing facility to process checks manually these days, because instances of fraud have increased significantly over the past few years. However, the check cashing facilities available these days have made it easier than ever to obtain access to cash after hours – even though you will end up paying a small percentage of the value of the check as a processing fee.
Another important aspect to keep in mind when looking for places that cash personal checks besides banks is that you will only be allowed to cash a check that has been made out in your name and not anyone else’s. This helps ensure that stolen checks become virtually impossible to cash – unless the holder is in possession of the other party’s identification as well.